List of Keystone Bank USSD Transfer Codes [2024 Updated]

The tedious process has made it strenuous for customers to get transactions done in banks on time. in Nigeria, Keystone Bank is one of the prominent banks, whereby, they have their branches in different geopolitical states in the country. The bank has dived into the technological era like other banks. If you had been regretting going to the bank, you can use these Keystone Bank USSD transfer codes, while making transactions on your bed.

What are Keystone Bank USSD Transfer Codes?

These codes enable all Keystone Bank customers to transfer money and make other payments from their accounts to another bank account. For instance, if you want to transfer money to someone, you need to have the person’s account number. The good thing about the codes even tech novices can use them. Also, the entire process is simple and secure. At this point, let’s get to know the origin of this bank.

History of Keystone Bank

Keystone Bank is one of the leading banks in Nigeria founded on the 5th of August, 2011. Initially, it was called Bank PHB before the name was changed to its present name. Since the bank has grown to become a leading financial institution in the country with a strong focus on offering innovative banking products and services to its customers.

The bank has played a significant role in the development of the Nigerian economy over the years and continues to be an active participant in supporting the growth of businesses in the country. Keystone Bank has a wide network of branches across Nigeria and offers a comprehensive range of banking products and services to meet the needs of its customer base.

The bank offers a wide range of banking products and services including savings accounts, current accounts, loans, credit cards, international money transfers, and more. Also, Keystone Bank has an online banking platform that allows customers to access their account details, transfer funds, pay bills, and more from the comfort of their own homes.

Benefits of Using Keystone Bank USSD Transfer Codes

USSD codes are a quick and easy way to transfer money to Keystone Bank accounts.
There is no need to log in to online banking or visit a branch – simply dial *322# from your phone and follow the prompts.
You can use USSD codes to send money 24/7, even on weekends and public holidays.
The sender does not need a Keystone Bank account – they just need the recipient’s bank details.
USSD transactions are safe and secure, and you can rest assured that your money will reach its destination quickly and without any problems.

Requirements to Activate Keystone Bank USSD Transfer Codes

An active Keystone Bank Account
A Keystone Bank transfer code
A SIM card linked to the Keystone Bank Account
A mobile phone with network coverage
An active ATM Debit Card

How to Activate Keystone Bank USSD Transfer Codes

Dial *7111# on your mobile phone
Enter your 4-digit PIN when prompted
Select “Register” from the main menu
Enter the last 6 digits of your bank card number when prompted
Enter your 11-digit mobile number when prompted
Confirm your registration by entering “1”

NB: A confirmation SMS will be sent to indicate the registration is successful.

Possible Issues with Using Keystone Bank USSD Transfer Codes

Incorrect recipient account number:

When entering the recipient’s account number, you may accidentally enter an incorrect digit which would result in the funds being sent to the wrong account. To avoid this, always double-check the account number before confirming the transaction.

Exceeding daily/monthly limit:

Each bank has different limits on how much money can be transferred per day or month. If you try to transfer an amount that exceeds these limits, your transaction will be declined.

Invalid PIN:

When entering your PIN, you may accidentally enter an incorrect digit which would result in your transaction being declined. To avoid this, always double-check your PIN before confirming the transaction

Different Ways to Use Keystone Bank USSD Transfer Codes

1. Make transfers to other Keystone Bank accounts: You can use the Keystone Bank USSD Transfer Code to easily transfer money to another Keystone Bank account holder. All you need is their 10-digit phone number and you’re good to go!

2. Pay bills: With the Keystone Bank USSD Transfer Code, you can quickly and easily pay your bills without having to log into your online banking or visit a physical branch. Simply enter the amount you want to pay and the recipient’s information, and your payment will be processed instantly.

3. Send money to family and friends: The Keystone Bank USSD Transfer Code makes it easy to send money to loved ones, whether they have a Keystone Bank account or not. All you need is their 10-digit phone number and the amount you want to send, and the transfer will be completed in just a few seconds.

4. Check your account balance: You can use the Keystone Bank USSD Transfer Code at any time to check your account balance quickly and easily. This is a great way to keep track of your spending and make sure that you always have enough funds available when you need them.

Security Measures for Using Keystone Bank USSD Transfer Codes

Do not share your PIN with anyone. Not even Keystone Bank staff.
Do not use easily simple codes like 1234 or 0000.
Do not write your PIN down anywhere. If you need to, memorize it.
When entering your PIN, make sure that no one is looking over your shoulder.
If you think someone has discovered your PIN, change it immediately.
Be aware of fake USSD codes that can scam you out of your money. If you’re not sure about a code, contact Keystone Bank customer service to verify it.